Under the Highway 55 bridge and just past the confluence of the South Fork Payette and the North Fork Payette is the takout on river right. This is a sand bar with a large eddy. Main parking area has boat trailer access, toilets, and changing rooms. Banks can get very busy in the summer months, since it is also the put in for the Upper Main Payette. Kayakers often take advantage of an alternate takeout that is called 'Free Banks' or 'Kayaker Takeout.' This take out is on river right just before the river passes under the Highway 55 Bridge. Free Banks has free parking and avoids the chaos of the Banks ramp at the main parking lot. This also bypasses the traffic jams at the busy intersection if you are going to drive eastbound on Banks-Lowman road; perfect for multiple laps. Free Banks has a nice area to hide boats and gear from the road while shuttling, although there have been thefts reported in the past.